Insurance coverage that protects your company – so you can get back to business.

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Brewer Insurance Services, Inc. knows business in our communities – you can find our office in Mount Olive and our clients all around Eastern North Carolina.  As an independent insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business. We’re proud members of the Wayne, Duplin, and Lenoir county marketplace, and we’re committed to being an advocate for you and your business in times of need.We are located in downtown Mount Olive, North Carolina at 133 N. Center St. and serve Mount Olive, Goldsboro, Calypso, Faison, Seven Springs, Pink Hill, Albertson, Newton Grove, Grantham, Brogden, Dudley, Mar Mac, Clinton, Princeton, Pikeville, Fremont, LaGrange, and surrounding areas.

Our commitment is to serving you!

Brewer Insurance Services, Inc knows that in North Carolina, there are as many unique insurance needs as we have neighbors who live here! To talk with one of our helpful team members about your insurance needs, contact us today.

  • Commercial Insurance– Insurance coverage that helps protect your business

  • General Liability Insurance – Broad insurance coverage for your business and activities.

  • Commercial Property Insurance – Protect your business with insurance for your commercial property.

  • Business Auto Insurance – Cover your business with insurance for commercial vehicles.

  • Commercial Umbrella Insurance – Insurance coverage that helps protect your business from the rising costs of lawsuits.

  • Workers' Compensation Insurance – Insurance coverage that helps you take care of your employees.

  • Bonds - Protect your assets with financial backups for promises made by   others.

 


Business Owners Policy – Serving North Carolina

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don't, however, have time to become an expert in business insurance. That’s where Brewer Insurance Services, Inc. can help.

A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs. 

Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, Brewer Insurance will work with you to find the right combination of business insurance coverage to meet your specific needs. Contact us today!

Supplemental Coverage Available

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  • Extended liability for additional insureds.

  • Debris removal, personal property.

  • Tools and equipment.

  • Valuable records protection and accounts receivable.

Our customized solutions include, but are not limited to:

  • Workers Compensation including PEO’s & Pay-As-You-Go

  • Business Auto; to include:  Limousines, Buses, Tractor Trailers, Dump Trucks, Tow Trucks, Wreckers

  • Aviation

  • Property

  • Municipalities

  • Churches

  • Golf Courses

  • Bonds

  • Special Events – Festivals, Car Shows, Weddings, Pageants

  • General Liability

  • Commercial Inland Marine

  • Garage Liability

  • Commercial Umbrella

In addition to advising you on the right coverage, we provide additional services, such as:

  • Loss Prevention Programs—with our insurance company partners, we can evaluate your business's current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

  • Quick Claim Response—when you do have a claim and need fast and fair service, we work with you to make that happen. That's why we only represent companies with excellent records for settling claims fairly and promptly. 

  • Competitive Rates—many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.

To see if your business qualifies for one of these special programs, contact Brewer Insurance Services, Inc. for more information. Give us a call at 919-658-8585 or simply fill out the request a quote form and we will contact you.

Commercial Umbrella Insurance

If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

The rising costs of lawsuits and judgments are important for today's business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event. Call Brewer Insurance Services, Inc. at 919-658-8585 or email us at wanda@brewerinsurance.com today about a commercial umbrella insurance policy. 

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards Brewer Insurance Services, Inc. recommends that your business insurance program include this coverage.

What is Excess Liability Coverage?

This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.

Who needs Excess Liability Coverage?

Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, significant public exposure.

Talk to Brewer Insurance today about your business operations and we can advise you what kind of liability coverage you need to protect yourself and your company. Just give us a call at 919-658-8585 and we’ll help make sure you’re covered.

General Liability Insurance

Protecting the businesses of North Carolina

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Coverage typically includes product Brewer Insurance Services, Inc. recommends that all businesses have general liability coverage in place.

North Carolina - What you need to know about commercial liability insurance.

Take a look at the list below for additional general liability coverages that are often available.

Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Brewer Insurance recommends that all professional and technology companies have E&O coverage.

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Brewer Insurance Services, Inc. recommends considering this type of coverage.

Directors and Officers Insurance (D&O)

D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other products and services, call Brewer Insurance Services, Inc. at 919-658-8585  and we’ll help make sure you’re properly covered.

Landlord Protection Insurance

As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.

North Carolina– What you need to know about landlord protection insurance

Rental property is a great investment, especially if you protect your assets with excellent coverage. Make sure that you and your property are covered when choosing a landlord protection insurance policy.

Protect Yourself

Landlord Protection liability insurance options protect you and your spouse or domestic partner against personal injury, wrongful eviction, or wrongful entry as well as other non-bodily injury claims such as libel and slander.

Extra Coverage Doesn’t Have to Cost a Lot!

Many landlords supplement their coverage with personal umbrella liability insurance for broader protection. Talk to us today about the amount of coverage that’s right for you.

To find out more about this product and other products and services, contact Brewer Insurance Services, Inc. today at 919-658-8585.